About Us

Credit.org presents its award-winning non-profit services through homeownership.org. We are a consumer credit management organization formed in 1974. Our mission is simple: to provide financial education to members of the general public and families and individuals in need. We are accredited by COA (the Council on Accreditation), signifying the highest standards for agency governance, fiscal integrity, counselor certification and service delivery policies.

*    Downpayment Assistance Program    *    Purchase Your Home    *    Get Mortgage Ready              *    Downpayment Assistance Program    *    Purchase Your Home    *    Get Mortgage Ready   

Meet The Team

Our Services Include

Financial Education Programs – We offer seminars, workshops, and educational materials on topics such as budgeting and money management, identity theft, and understanding credit.

Credit Report Review – Our certified consumer credit counselors will discuss your financial situation with you, help you understand what may cause financial stress, and help you create a personalized budget, an action plan and give you options to help manage your finances more effectively.

Confidential Debt Coaching – We offer seminars, workshops, and educational materials on topics such as budgeting and money management, identity theft, and understanding credit.

Debt Management Plans – – If you choose this option, we can work with your creditors to reduce costs and repay debt through one monthly payment. Bankruptcy Prepetition Credit Counseling and Budget Briefing / Pre-discharge Personal Financial Management.

Instructional Course – We provide budget and credit counseling (and a certificate of completion as mandated by the bankruptcy reform law) for those who consider bankruptcy. We also provide financial education and instruction (and a certificate of completion as mandated by the bankruptcy reform law) for those completing their bankruptcy discharge.

Housing Counseling – We are a HUD-approved comprehensive housing counseling agency. We provide homebuyer education seminars, mortgage coaching, counseling for foreclosure prevention assistance, landlord/tenant counseling, post homebuyer education and reverse mortgage coaching (please call ahead for reverse mortgage appointments).

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Council on Accreditation (COA) has approved the accreditation of Springboard Nonprofit Consumer Credit Management, Inc dba credit.org through December 31, 2025.

Savings Champion Web Award

America Saves Week, is a time-honored event; a national opportunity for organizations to work together within their communities to transform the lives of millions of Americans by encouraging them to save successfully. The America Saves pledge is the framework that allows savers to set a goal, and make a plan to achieve better financial stability.

Contact Us

If you have any questions about Homeownership, Debt Management Programs or to learn more about grants we work with, give us a call at 800.449.9818 or submit your information in the form

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